Insurance Proposal Builder

Client Coverage Analysis

Fill in the client's details — the report on the right updates live. Then Print to PDF.

Have a saved client file? Upload JSON to auto-fill.
Tip: use "Save data" below to create reusable client files.

Client profile

Report title e.g. 35-year-old single-parent mother protection analysis (child age 5)

Client's name

HP contact

Email contact

Age

Gender

Occupation

Dependents

Currency

Monthly income

Current annual premium

Current coverage (own life)

Death / TPD sum insured

Critical illness sum insured

Medical card annual limit

Future needs estimate

Children's ages comma-separated, e.g. 7, 10, 14 — blank if no children

Living costs monthly amount × 12 × years

Parents support if parents are dependents — monthly support × 12 × years of support

Education fund fund covers all children (if any)

Emergency reserve — months 3–6 months is the usual minimum; more for heavier commitments

Inflation rate (%) cost growth

Rate of return (%) FD / investment

Final expenses / Debt (loans) / Credit-card outstanding / Probate cost

Key recommendations (max 3)

Recommendation 1

Recommendation 2

Recommendation 3

Closing line select a quote

Advisor / branding

Agency name

Reg. No.

Agent code

Advisor name

Consultant HP no.

Consultant email

Disclaimer shown at the bottom of the report

Age: — (—)

Dependents: —

Occupation: —

Monthly income: —

1. Current coverage (own life)

Coverage item	Sum insured
Death / TPD	—
Critical illness	—
Medical card	—
Total annual premium	—

2. Future needs estimate

Item	Basis	Estimate
Living costs	—	—
Parents support	—	—
Education fund	—	—
Emergency reserve	—	—
Final expenses / debt / probate	—	—
Total need (today)		—
Inflation adjustment		—

3. Coverage gap analysis

Future need
—

Current cover
—

Gap
—

Conclusion: Enter figures to see the gap conclusion.

4. Suggested target coverage

Target	Death / TPD	Critical illness
Suggested target	—	—
Current coverage	—	—
Suggested increase	—	—

5. Key recommendations

Assumptions & methodology (for transparency)